Call us on 0870 606 2266 Lines open 8am-8pm weekdays, 10-4 Saturday, answer phone for call back at other times.

1. Is my loan application confidential?

We understand that if you’ve been refused a loan before because of a bad credit record or CCJs, it can lead to embarrassment. Rest assured there will be no credit checks made by Logbook Loans because we’re not interested in how other lenders view your credit history. What’s more, we won’t share your information with other lenders or with anyone else. We stick rigorously to confidentiality guidelines and strictly observe the Data Protection Act.

However, if you’ve been refused a loan before, you will need to provide proof of regular income either with payslips or a P60. If you cannot produce these we may need to ask your permission to seek a reference from your employer which confirms your position, length in employment and your annual salary. However, we will not supply your employer with details of your loan application nor we will tell them that you are applying for finance.

2. Does my partner need to know about my loan?

We would always recommend that you let your partner know that you’ve been refused a loan by other lenders and that’s why you’re approaching Logbook Loans. This is especially the case if you have shared debts due to a financial association such as joint bank accounts, credit cards or a joint mortgage. However, we leave this decision entirely up to you. Logbook Loan applications are dependent on the details of the car and the log book owner only.

3. Can I get a loan if I have a bad credit record?

Yes. Even if you’ve been refused a loan by other lenders because of bad credit you can still apply to Logbook Loans. There will be no credit check – so your credit history won’t play a part in your application.

4. Can I get a loan if I have a County Court Judgement?

Yes. We specialise in providing finance for those who’ve been refused a loan due to CCJs, arrears, defaults – or no credit history.

5. Why can you give me a loan when other lenders can’t?

It’s simple. You were refused a loan before because when your lenders checked your credit file they would have judged you to be too high a risk for loans or credit. However, we use the value of your car as security for the loan we offer you and therefore we can afford to let you borrow money with no credit check.

6. How do I apply for my loan?

If you’ve been refused a loan before, you’ll be delighted at how easy it is to apply for your Logbook Loan. You can apply online or by calling 0870 606 2266. We are open 8-8 during the week and 10-4 on Saturdays, outside these hours you can leave a message on our answer phone and we will call you back.